Protective Health Flex - A consumer driven health program combining True Patient Advocacy & Innovative Healthcare SolutionsProtective Health Flex

Physician Network
Save 5 to 50%* Off Doctor Bills

How You Benefit
For those who want to reduce the cost of services provided at a doctor's office, the physician network can really make a difference the next time you or a family member make a visit to one of our 320,000 participating physicians. Our members will get discounted pricing on their office visit as well as most of the services or treatments performed. While discounts vary depending on the state you are in, as well as the specific service or procedure that you receive, the savings that our members can receive is 5 to 50%* off doctor's normal charges.

The physician network comprises over 130 practitioner specialties to include:
• Anesthesiologists
• Cardiologists
• Dermatologists
• Endocrinologists
• Gynecologists
• Neurologists
• Oncologists
• Pediatricians
• Psychiatrists
• Surgeons
• and more

This is not an insurance program, but a discount program under which members can receive a discount on their participating physician's bill that they are normally responsible to pay in full at the time of service. There is no special paperwork to fill out. You and any eligible family member may use this valuable discount program as often as needed.

How To Use Your Program

1.     Call the toll-free Member Services telephone number listed on your Member ID card to locate a participating provider

2.     Make an appointment

3.     Present your card...and save!


(Note: In order to receive the reduced pricing, you must pay the discounted amount at the time of service.)

Sample Savings for Medical Services

Type of Provider

Regular Charges

Discounted Charges

Amount Saved

% Saved

Family Practice

$200.00

$121.18

$78.82

39%

Obstetrics & Gynecology

$130.00

$93.60

$36.40

28%

Internal Medicine

$105.00

$73.50

$31.50

30%

Dermatology

$1,120.00

$741.00

$379.00

34%

Pediatrics

$90.00

$63.00

$27.00

30%


*Example of actual savings within the physician network off the participating provider's normal charges. Actual savings vary according to the individual physician contract agreements. National average discount is 21%.

This plan provides discounts at certain healthcare providers for medical and ancillary services. This plan does not make payments directly to the providers of medical services. Members are required to pay the provider the discounted rate at the time of service. It is the members responsibility to confirm with Member Services that a provider is an active participant of the program prior to seeing that provider. Discount Medical Provider Organization: MedNet Benefits, Inc., 428 E. Thunderbird Road, #645, Phoenix, AZ 85022. Participating

Providers are subject to change without notice and are not available in all areas. Actual savings may vary. A Member's participation in this program is governed by the terms of the Membership Agreement provided upon activation. Not available to residents of all states. Disputes shall be certified mailed to NDHS, LLC; 37 Cannon Range Road, Suite 200, Milmay, NJ 08340.