All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please ask to speak to a licensed agent or click on the link above.
All members of the Health Flex Limited Benefits Plan Program are enrolled into the American Advantage Association (AAA) to be eligible to receive these benefits. The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc1, NAIC # 70106. United States Life is domiciled in the state of New York with a principal place of business of 830 Third Avenue NY, NY 10022-6565 and licensed in all states, plus DC, except PR. These benefits are under Group AD&D & Medical Care Insurance Policy (Form #G-19000) issued to AAA.
The Hospital Stay Benefits, Intensive Care Unit benefits, Doctor's Visit Benefits, Surgical Benefits, Emergency Room Benefits and Ambulance Benefits are not provided for loss due to a pre-existing condition for 12 months from the Covered Person's effective membership date and are not provided for members over the age of 64. The Accident Disability coverage is not provided for members over the age of 69. Hospital indemnity plans are exempt from coordination of benefits provisions.
1The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.
THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT INDEMNITY INSURANCE. NONE OF THESE, INIDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.
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